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Property prices — vulnerable areas vs the country diverge
What happened to Sweden?

Property prices

Property prices — vulnerable areas vs the country diverge

Single-family homes in police-listed vulnerable areas have lost value relative to the country since 2015. The gap is now ≈ 180 index points (1995=100).

Memory

In 1995 vulnerable areas tracked the country. In 2024 they sit 38 % below.

1995

100

index = country

2024

290 vs 470

vulnerable vs country

The data clash

Utopia vs Reality

How to read this

“The data clash” is the gap between the utopia — the image of Sweden as one of the world's best, safest and most equal countries — and the reality in the statistics. The charts below show what the numbers actually say, not what we wish they said.

Prisindex för småhus i utsatta områden, 1995=100 (Mäklarstatistik/Boverket)
Utsatta områden: index 290 vs riket 470 (Mäklarstatistik)
199520102024

Human consequence

Persona

A homeowner in an area classified as vulnerable.

Then

  • The house sold at market price after 3–6 weeks on the market.
  • Insurance gave a discount for established suburbs.
  • Mortgage rates were discussed — not the area's future.

Now

  • Listing sits 6+ months. Sale price 25–40 % below the national average for comparable homes.
  • Insurance adds a premium for housing fires and burglary.
  • Buyers ask specifically about CCTV and the latest shooting.

The Nordics — same metric

Småhusprisindex utsatta områden vs hela landet, normaliserat 1995=100

Method & uncertainty

Definitions

  • ”Utsatt område” följer Polismyndighetens lista. Prisdata från Svensk Mäklarstatistik / Booli.

Uncertainties

  • Områdesindelningen ändras med Polisens listor — index är beräknat för konstanta postnummer 1995–2024.

2035

What happens to municipal tax revenue when entire housing stocks lose 30 % of their value?

On the 2015–2024 trend the gap widens from 180 to ≈ 250 index points by 2035.

Read the full investigation of how Sweden has changed.

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